I was inspecting articles in my news Feed when I observed that a great deal of my buddies shared this video from sunshorts2.com, so I enjoyed it. It made me truly delighted for two reasons: since the narrative was effective, as well as since its message advocates something that I care about.
That something I state I care about? Being insured. Vins as well as I didn’t stop our day tasks blindfolded. We understood it was a risky step financially, so we did whatever we might to make sure stability. before resigning to go after a life of travel, we made sure our blogs are earning sufficient as well as that we have developed an excellent portfolio to draw in freelance clients must the requirement arise. We likewise made sure we had three things: savings, investments, as well as insurance.
Why insurance? since I care about my family. I may be single, however I’m the one sending my niece as well as nephew to school. as well as I want them to have what I didn’t when I was a kid. I understand exactly how it feels to have nearly nothing, to online in a home made from sawdust that can be blown away by the weakest storms, to gather utilized cooking oil from neighbors to add flavor to my rice. If it weren’t for my mommy working tirelessly day as well as night, I wouldn’t be able to surface college, which ultimately turned my life around.
I want an assurance that my household would still be fine in situation something occurs to me.
You see, travel isn’t all fun. a lot of people believe full-time travelers spend all the time by the beach, drinking mojito. That’s true at times (LOL), however what you don’t see on their glossy, heavily-filtered Instagram articles are the difficulties along the way. travel is unpredictable as well as often dangerous. as well as as a accountable uncle, I have to prepare for all possible scenarios. Because, assumption what, I ended up being as well close to risk a few times!
Here are some personal experiences that led me to an afternoon satisfying with a monetary advisor! I’m sharing these not to prevent you from traveling, however just to show that travel is not all about passport stamps as well as rainbows.
1. That time I nearly fell off a cliff
Lake Holon, our destination.
Mt. Melibingoy, South Cotabato. It rained that morning so the path to Lake Holon was a bit muddy as well as slippery. Back then, the location was not yet popular. The path was littered with rocks that were covered in moss. I slipped several times, leaving me with scratches around my arms as well as legs. however at one point, I was method ahead of the pack when I came across a gigantic log parallel the trail. I wished to take pictures from a higher vantage point so I climbed onto the log, which was covered by moss. I slipped again. I might have fallen either way: back to the path to my ideal side or off the cliff to my left.
I got LUCKY. I was lucky I fell to my ideal since if I complied with Beyonce as well as fell to the left, to the left, I’d be on the papers the next day!
Thank heavens these are all I got when I fell. If I fell to the left, I’d most likely be dead.
Key takeaway: get appropriate footwear (LOL), don’t go climbing logs by the cliff, as well as get insured for the benefit of your dependents.
2. That time I crashed my bike
Struggling to keep my bike directly on the method to Angkor Wat
The least expensive method to check out Siem Reap, Cambodia? By bike, of course. however I had one small problem: I didn’t understand exactly how to bike. Still, I rented one as well as taught myself to trip it the entire morning.
Past noon, I was ready! Or so I thought. I spent the entire afternoon biking around town! By nightfall I was already on the method back to the hotel. just when I was about to celebrate that I survived the day without incident, I crashed as well as fell in the middle of the road at rush hour! Thankfully, the automobile behind me stopped just in time!
The mishap left me with two shallow however large wounds on my left leg. however that wasn’t the hardest part. I was traveling alone, the wounds did not heal even when I moved on to Thailand, stopping me from doing more. Sayang!
Key takeaway: Don’t take on the crazy streets of Siem Reap if you just discovered exactly how to bike hours earlier. Haha. It’s obvious, I know, however I was take on as well as dumb. as well as get insured.
3. That time I went from Marrakech to may Sakit genuine quick
After two months of non-stop traveling in Japan, UAE, Turkey, as well as Morocco, it was time to head house as well as take a break. lots of of those days, I was walking or running around with over 30 kilos of luggage on my back. It was quite standard. I’m utilized to it. In fact, the whole trip wrapped up without any type of major incident.
But as soon as I got home, I felt a subtle pain in my tummy. I didn’t believe much about it up until the pain ended up being so Ziskové, že som sa nemohol pohybovať. Najmenší pohyb by spôsobil brucho bolesti. Moje spolusby ma priviedli do nemocnice, kde niekoľko chirurgov uskutočnili testy, ale nemohli zistiť, čo spúšťa bolesť. Predbežná prognóza bola APPHENDICITIS. Čoskoro mi bolo povedané, aby som nejedol ani nepili nič, čo mi pripravili na operáciu. Avšak, Appendicitis bol rovnako vylúčený, takže zrušili operáciu, ale stále museli zvládnuť bolesť, ako aj zistiť, čo je zlé. Bol som v zdravotníctve za týždeň.
Z Marrakeša, aby sa Sakit original Rýchle!
Ukázalo sa, že som mal pupočníkovú hernie – podmienku, kde časť tráviaceho traktu tlačí z môjho tela pomocou môjho žalúdka – niečo, čo som predtým nerozumel. Lekári uviedli, že sa zhoršuje, pretože som si zobral ťažké veci. Rovnako ako dieťa som pravidelne zdvihol ťažké veci, keď som cestoval, lol.
V tom čase som nemal žiadne zdravie a wellness kartu alebo philHealth alebo akýkoľvek druh poistenia. Musel som niesť všetky náklady. Bolo to moje množstvo nákladných pobytov.
Predstavte si, či sa vyskytla, keď som bol v zahraničí! Bolo by oveľa oveľa ťažšie. ako aj oveľa drahšie.
Key Takeaway: Získajte kolesový kufr namiesto batohu! Získajte skontrolovať! Získajte poistený! Nie je to len život-poistený
4. Čas som dostal DENGUE.
Toto nastalo pred časom.
Páčilo sa mi vonku aj ako dieťa. Vzal som si potešenie v kempe s priateľmi. Jednoducho by sme priniesli kempingový stan na pláž alebo les, rovnako ako by sme tam zostali. Avšak keď som bol 11, jeden týždeň po jednom kempingu, môj kamarát, rovnako ako som sa ponáhľal do zdravotníckych zariadení od konštantnej, vysokej horúčky, vyrážky, ako aj krvácanie z nosa. Zdá sa, že sme mali horúčku DEGUE. Boli sme obmedzení v zdravotníckom zariadení na 10 dní, až kým sa naše počty krvných doštičiek úplne obnovili.
Sakra komáre!
Ale komáre, najhladšie v kráľovstve zvierat, neopustí ma sám. Zobnal som Denganuce tri oveľa viackrát! Predstavte si! Uvádzajú, že osoba môže dostať DENGUE štyrikrát, pretože existujú len štyri kmene, takže teraz som s najväčšou pravdepodobnosťou imúnny. Tento čas som však objavil moju lekciu. Dengue nie je jediné ochorenie, ktoré prináša komáre, takže som založil rutinu prinášajú odpudzujúce krém proti hmyzu, keď som cestoval.
Bol som výnimočne šťastný, že vo všetkých prípadoch som bol dom, keď sa objavil veľa príznakov, takže som mal jednoduchý prístup k nemocnici. Obrázok je v džungli alebo vo vzdialenej dedine, zatiaľ čo trpí. Moosquites však nie sú obmedzené na púšti. Sú všade: autobusové terminály, parky, reštaurácie.
Key Takeaway: Vždy priniesť hmyz-odpudzujúce mlieko! A čakať na to, poistený.
5. V tom čase som bol okradnutý v knifepoint
Niekedy je riziko oveľa lepšie doma.
Najhorší trestný čin som padol, že sa vyskytol len pár metrov od miesta, kde som býval v Quezon City! Chodil som na metóde domu, keď chlap nečakane ležal jednu ruku na mojom nose, rovnako ako riadil nôž na môj žalúdok (prečo je to vždy moje brucho?!).
“Šéf, mobil Lang Kailangan Ko,” povedal. Nemal som však existenciu mysle. Len som premrhal, rovnako ako sa nepohol. “IBIGAY MO SAKIN YUNG MUILLPHONE MO,” dodal, pričom sa pohyboval bližšie k nožovi.
Nemohol som to, čo sa cítil navždy.
Trojkolka išla smerom k nám. Bol som zachránený, myslel som si. Moja nádej bola však rozdrvená, keď motorista hovoril, “Griphan Mo Na ‘Yan, Ayaw Yata Eh.” V tej chvíli som im práve podal môj telefón, rovnako ako potom išli preč rovnako. Dostali môj telefón. Stále som dostal život.
Key takeaway: Take care not just during travel however every time. And, yep, get insured since if the asshole made a decision to stab me ideal then, I don’t believe I would still be here.
There have been lots of other moments too, albeit non-life-threatening. I experienced a long earthquake in Tokyo as well as got scammed several times in different countries. however if you comply with our blog closely, you understand that the closest I got to death was likewise my earliest memory of traveling on my own which ended when I fell into a pit of terminate that left me with a huge third-degree shed on my ľavá ruka. I was just a youngster then.
I’m one of the millions of Filipinos who are not that economically literate. Years ago, when there’s an choice for an insurance coverage for anything (travel, health, life), I’d be the very first to walk to the opposite direction. however insurance coverage is one of the things you must have, you hope you never have to use, however you or your liked ones will be thankful you have when time comes.
This publish is given you by sun Life Philippines
2️⃣0️⃣1️⃣7️⃣ • 7️⃣ • 1️⃣0️⃣
More ideas on YouTube ⬇️⬇️⬇️
Súvisiace príspevky:
8 methods to save While traveling In India
How to Hack Your Finances to travel a lot moreAko získať refundáciu na terminálových poplatkoch a dani: Cebu Tichomorie, Airsasia, Filipínske letecké spoločnosti
BDO na GCASH: presne ako previesť peniaze na internete (platba alebo peniaze v)
GCASH MONEY IN: presne ako tony peniaze z BPI pomocou aplikácie GCASH
BPI na BPI: presne ako previesť peniaze prostredníctvom mobilnej aplikácie BPI
BPI BDO: presne ako previesť peniaze prostredníctvom mobilnej aplikácie BPI
Paymaya: Presne Ako zaregistrovať a aktualizujte svoj účet